Foreclosure defense has become an all-too-common problem in Florida. Declining real estate values, adjustable rate mortgages and a failing economy have combined to make it very difficult for many Florida homeowners to keep up their mortgage payments. Even those who have worked hard their whole lives and been very responsible about paying their bills may find themselves facing divorce, job loss, or health issues that cause them to struggle with mortgage debt.
Facing foreclosure can be frightening, especially for those who are unfamiliar with their rights. Most people don’t understand the legal processes associated with foreclosure and don’t know how they may be able to stop foreclosure or slow down the foreclosure process.
Foreclosure Defense Information
Some homeowners hope to find a way to keep their homes, while others are simply looking for a way to get out from under crushing mortgage debt and start over. Regardless, the best starting point is to speak with a foreclosure defense attorney who is familiar with Florida foreclosure procedures, the modification or short sale options that may be available and what happens when a homeowner decides that he simply can’t afford to keep his house.
If you’re behind on your mortgage, facing foreclosure, have been offered a loan modification or are otherwise struggling with mortgage debt, take the fear and confusion out of the process. Talk to an attorney who can help you understand your rights and give you the information you need to make good decisions.