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Tag Archives: debt

When Is Bankruptcy Right For Me?

By Yesner Law |

A while back, I wrote a blog titled “What Chapter of Bankruptcy is Right for Me?” This blog is meant to supplement, or even precede that blog as we explore whether someone should even file bankruptcy. The determination on whether to file is largely based upon the debtor’s income and non-exempt assets. We are… Read More »

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Asset Protection: Florida’s Homestead Exemption V Homestead Exemption In FL

By Yesner Law |

When a borrower defaults on a payment obligation, whether a mortgage payment, credit card payment, signature loan, student loan, or any other type of repayment agreement, their first concern is normally asset protection, “will the creditor take my house away from me?”. Our response differs based on the type of debt and whether the… Read More »

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Judgment – Proof

By Yesner Law |

“Judgment – Proof” is a slang term used in the consumer and debt collection industry, but what does it really mean? The purpose of this article is to explain the meaning behind the term and how a borrower might use it to scare away creditors. The most common analogy is “you can’t get blood… Read More »

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Pros & Cons Of Filing Bankruptcy

By Yesner Law |

One of the questions asked most often by clients relates to the pros and cons of filing bankruptcy. This question is both difficult to answer and based largely on the specific facts and circumstances of the individual considering bankruptcy as an option. Accordingly, we’ve created the following table. Filing Bankruptcy Comparisons Chapter 7 Pros… Read More »

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Bankruptcy And Foreclosure

By Yesner Law |

Homeowners facing foreclosure due to difficulties making mortgage payments need not feel alone or helpless. Current economic conditions are forcing many once wealthy individuals into debt. Current trends within Florida show bankruptcies on the rise. In other words, individuals faced with the threat of bankruptcy and foreclosure should not feel ashamed of their economic… Read More »

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Yesner Law

Yesner Law Countryside Colonial Center
2753 FL-580, Suite 202
Clearwater, FL 33761

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