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  • How to Complete Schedule I & J of the Bankruptcy...Episode 126:How to Complete Schedule I & J of the Bankruptcy...

    In this week's episode, I go over Schedules I & J of the Bankruptcy Petition.

    Schedule I describes the debtor's income - all sources of the debtor's income: wages, income from operating a business, interest and dividends, family support (like alimony and child support), unemployment, social security, pension, government assistance, and "other."  Basically any and every source of income must be disclosed on Schedule I.

    Conversely, Schedule J describes all of the debtor's expenses - rent, utilities, food, medical bills, insurance, taxes, car payments, alimony and child support, and other payments that you make.  The trick to Schedule J is that the expenses must be accurate, but also reasonable.

    Schedule I & J help the trustee determine that the debtor should be in a Chapter 7 (Liquidation) or Chapter 13 (reorganization), and that the debtor's payment to creditors, if in a Chapter 13, is reasonable.

    If you have questions about completing Schedules I & J, or completing the bankruptcy petition itself, please contact our office for a free consultation.,

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Yesner Law

Yesner Law Countryside Colonial Center
2753 FL-580, Suite 202
Clearwater, FL 33761

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Shawn M. Yesner