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Title Archives

Senate Passes Bill 398: "The Estoppel Bill"

Governor Scott signed The Estoppel Bill on June 14, 2017, effective July 1, 2017. The Bill helps title agents, closing agents, buyers and sellers, and realtors because it eliminates the ability of the associations to take an inordinate amount of time to provide an estoppel certificate prior to closing, and eliminates the ability of the association to use the estoppel certificate as a revenue generation tool by charging an unreasonably high price.

Conveying Title to Real Estate: As-Is v. Repair Limit Contract

Most sellers (and importantly some Realtors and attorneys) believe the As-Is Residential Real Estate contract is better for them to convey title to their property, because they're selling the house As-Is with no guarantees or warranties. I believe this is false and the As-Is Contract is actually better for buyers.

How to Read a Title Insurance Commitment

Title Insurance is like any other type of insurance. It is a policy that protects the ownership interest of the buyer (and lien interest of the lender) for anything that happened to or upon the property prior to the closing date. Title Insurance is also often misunderstood and under-appreciated by the buyer. The purpose of this blog entry is to explain the different sections of the title insurance commitment and policy.

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