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Category Archives: Credit

Tips for Negotiating with Creditors

By Yesner Law |

I’ve helped hundreds of clients negotiate. I’ve negotiated residential and commercial real estate contracts, residential and commercial leases, Mediations, credit card debt, medical debt, student loan debt, secured debt, unsecured debt, deficiency obligations, pretty much every type of debt. I’ve negotiated court settlements and other agreements that involved something other than money. Over the… Read More »

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Bluffing your Creditors? Debt Settlement Ain’t Poker

By Yesner Law |

In poker, people sometimes bluff when they have a bad hand, hoping the other players can’t read the truth and will surrender the chips they’ve already played although they have the better hand. In settling debt, bluffing rarely works because most of the time the borrower lacks leverage, and bluffing can seriously backfire on… Read More »

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Credit Unions, Cars, and Cross-Collateralization

By Yesner Law |

This week, we have another question from a listener of The Crushing Debt Podcast.  Rather than repeat the question (it’s a bit long) we’ll summarize it. The borrower financed his car through a credit union and also has a credit card through the same credit union.  The car loan was paid off but there… Read More »

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Four Ways To Stop Creditors From Calling

By Yesner Law |

Next to issues about credit, the question we get most often is how to stop creditors from calling. In fact, I’ve often said at networking events that one thing to look for that would be a great referral for me is someone who’s cell phone keeps ringing, and each time it rings the person… Read More »

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Five Factors That Make Up Credit Score

By Yesner Law |

When clients come to see us about foreclosure, loan modification, short sale, bankruptcy or debt settlement, one concern is the impact of all of these things on their credit score. While we understand that concern, it is often overshadowed by our goal of reducing debt, because credit can be rebuilt. We first need to… Read More »

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Yesner Law

Yesner Law Countryside Colonial Center
2753 FL-580, Suite 202
Clearwater, FL 33761

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Shawn M. Yesner