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Tag Archives: chapter 7

How Do I Make Myself “Look Better” To Qualify For Bankruptcy?

By Yesner Law |

In bankruptcy consultations, we are often asked “What can I do to qualify for bankruptcy?” or the related question “Should I quit my job, get a divorce, incur more debt, etc. to be able to file bankruptcy?” My first full year as a solo practitioner was 2005. The firm did well and I was… Read More »

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What Chapter Of Bankruptcy Is Right For Me?

By Yesner Law |

This is one of the more difficult questions to answer when bankruptcy may be a viable solution. The first step in the analysis is the means test, which calculates the debtor’s gross annual income based on a projection using the past six months of income. We then compare the debtor’s gross annual income to… Read More »

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Protecting A Child’s Car In Bankruptcy

By Yesner Law |

Often, mostly for insurance purposes, a parent will put their child’s car in their name alone, or jointly with their child. What happens when the parent decides bankruptcy is a good option? How can we protect the “child’s car” when the parent files Chapter 7 or Chapter 13? Florida Statute 222.25(1) provides the debtor… Read More »

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What Is The Means Test? Should I File Chapter 7 Or Chapter 13 Bankruptcy

By Yesner Law |

Hi I’m Shawn Yesner with Yesner Law. The Means Test is one of the most confusing things about the bankruptcy process, so I’d like to take a little bit of time to explain it in more detail. The Means Test is what we use to determine whether a debtor can file or must file… Read More »

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My Chapter 7 Was Four Years Ago

By Yesner Law |

My Chapter 7 Was Four Years Ago. Why Am I Still Getting Calls About the Pool? During the Great Recession, many people who were unwilling or unable to sell or short sell their homes filed Chapter 7 Bankruptcy to discharge the debt owed to the lender. Most debtors surrendered the house to the bank… Read More »

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Bankruptcy And Wells Fargo

By Yesner Law |

Bankruptcy And Wells Fargo, A Bad Mix Each night, as we sleep, Wells Fargo combs the Federal electronic database of all new bankruptcy filings from the day before. When the bank finds that its customer has filed Chapter 7 bankruptcy, Wells Fargo will note the client as being in “bankruptcy status” and freeze the… Read More »

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Yesner Law

Yesner Law Countryside Colonial Center
2753 FL-580, Suite 106
Clearwater, FL 33761

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