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Tag Archives: means test

What is the Means Test in Bankruptcy Court?

By Yesner Law |

The “Means Test” is one of the most confusing things about the bankruptcy process, and there is an art to completing it properly. The Means Test is what we use to determine whether a debtor can file or must file Chapter 7 or Chapter 13 Bankruptcy. Basically, the means test compares the borrowers annual… Read More »

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How Do I Make Myself “Look Better” To Qualify For Bankruptcy?

By Yesner Law |

In bankruptcy consultations, we are often asked “What can I do to qualify for bankruptcy?” or the related question “Should I quit my job, get a divorce, incur more debt, etc. to be able to file bankruptcy?” My first full year as a solo practitioner was 2005. The firm did well and I was… Read More »

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What Chapter Of Bankruptcy Is Right For Me?

By Yesner Law |

This is one of the more difficult questions to answer when bankruptcy may be a viable solution. The first step in the analysis is the means test, which calculates the debtor’s gross annual income based on a projection using the past six months of income. We then compare the debtor’s gross annual income to… Read More »

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What Is The Means Test? Should I File Chapter 7 Or Chapter 13 Bankruptcy

By Yesner Law |

Hi I’m Shawn Yesner with Yesner Law. The Means Test is one of the most confusing things about the bankruptcy process, so I’d like to take a little bit of time to explain it in more detail. The Means Test is what we use to determine whether a debtor can file or must file… Read More »

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Yesner Law

Yesner Law Countryside Colonial Center
2753 FL-580, Suite 202
Clearwater, FL 33761

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Shawn M. Yesner