Tag Archives: Bankruptcy
When Is Bankruptcy Right For Me?
A while back, I wrote a blog titled “What Chapter of Bankruptcy is Right for Me?” This blog is meant to supplement, or even precede that blog as we explore whether someone should even file bankruptcy. The determination on whether to file is largely based upon the debtor’s income and non-exempt assets. We are… Read More »
Hiring The Right Bankruptcy Attorney
Thank you to one of our podcast listeners, Tiffany, on a great question, or questions: “Why should I hire a bankruptcy attorney?” and “What are some different tips on hiring the RIGHT bankruptcy attorney?” My philosophy on hiring an attorney is the same as hiring a CPA, Auto Mechanic, Air Conditioner Repairman, Plumber, Realtor,… Read More »
Wage Garnishment & Asset Protection
Thank you to our Yesner Law Podcast listener Larry, who asked us the following question about wage garnishment and asset protection: “I filed bankruptcy about four years ago. I was renting a home outside the State of Florida at the time and there was an accident at my home in Florida and it burned… Read More »
What Will The Bankruptcy Trustee Ask?
Imagine that you’ve made the hard decision to file bankruptcy, to erase your debt and get a fresh start. To determine what chapter of bankruptcy is right for you, please read “What Chapter of Bankruptcy is Right for Me?“. In every bankruptcy case, approximately thirty days after the filing date, the debtor and counsel… Read More »
Student Loan Debt Consolidation
While we are still keeping a close eye on developments in bankruptcy court and other areas to help our clients eliminate student loan debt, one resolution that may be of tremendous benefit is to consolidate your student loans. One of the best programs we’ve seen is the William D. Ford Direct Loan Consolidation Program…. Read More »
Your Attorney’s Biggest Frustrations
Okay, so these may not necessarily reflect your attorney’s biggest frustrations, but they represent mine. While we are sympathetic, there are some clients or some prospects that we are unable to help, because: Unrealistic Expectations: These are the clients that believe that the practice of law is like an episode of “Law & Order.”… Read More »
What Option Is Better: Loan Modification Or Chapter 13?
We recently posted a blog describing options for when the homeowner having mortgage problems wants to sell the property, but what about the homeowner who wants to keep the property? Those homeowners have options too! The best options for a homeowner who wants to keep the house are to reinstate the loan, refinance the… Read More »
What Option Is Best: Short Sale, Deed In Lieu Or Foreclosure?
When facing a mortgage foreclosure, or even the possibility of a mortgage foreclosure, borrowers should ask: “What options are best for me and my family?” At Yesner Law, we will take time to explore these options for free with a concerned homeowner, whether they are in foreclosure, on the path to foreclosure, or see… Read More »
How Many Years Between Bankruptcy Filings?
Bankruptcy has a negative connotation or stigma and although it is a great tool to eliminate or consolidate debt, many people find it is too stressful or intimidating to file more than once. Unfortunately, sometimes, it is necessary to file bankruptcy more than once in the debtor’s lifetime. When or if it becomes necessary… Read More »
How Do I Make Myself “Look Better” To Qualify For Bankruptcy?
In bankruptcy consultations, we are often asked “What can I do to qualify for bankruptcy?” or the related question “Should I quit my job, get a divorce, incur more debt, etc. to be able to file bankruptcy?” My first full year as a solo practitioner was 2005. The firm did well and I was… Read More »
